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Certificate of Deposit
Product  Interest Rate  *APY 
Three (3) months  0.35  0.35 
Six (6) months  0.45  0.45 
*** Seven (7) months  0.50  0.50 
Twelve (12) months  0.65  0.65 
Twenty-four (24) months  1.09  1.10 
Thirty-six (36) months  1.34  1.35 
Forty-eight (48) months  1.59  1.60 
Sixty (60) months  1.83  1.85 
Early withdrawal penalties - A penalty may be imposed for withdrawals before maturity. 
Interest Rates may change without notice. Please contact us at (718) 931-9000 for current Interest rates and other products. 
*APY-Annual Percentage Yield 
**Promotional Products Variable Interest Rates 
*** 7 Months CD $1,000.00 new checking account is required. 
     
     

Other Accounts
Product  Interest Rate  *APY 
Negotiable Order of Withdrawal (NOW)  0.30  0.30 
Passbook Savings  0.30  0.30 
Statement Savings  0.30  0.30 
**Super Savers High Interest Bal $500.00-$9,999.99  0.30  0.30 
**Super Savers High Interest Bal $10K+  0.50  0.50 
Money Market  0.20  0.20 
Money Market Checking $10K  0.40  0.40 
Money Market Checking $25K  0.50  0.50 
Money Market Checking $50K+  0.60  0.60 
     
**Promotional Products Variable Interest Rates 
     
     
     
     



 
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